October 15, 2024

Residential or Business Damage

The Davison County Office of Emergency Management wants to provide you with some basic information to use if you have sustained losses or damages during a disaster. Initially, we need to complete a damage assessment of the county. If we meet the minimum criteria, we will submit a disaster declaration request to the state. To gather this information, we request all affected residents to enter your information @

https://crisistrack.juvare.com/selfreport/sdoem.jsp?cid=davisonSD&schemaId=null&iid=6675aef38ae3c12728e71dba&appId=davisonSD

To determine the degree of damage to your home, please use the following criteria: Appendix E-IA Damage Assessment Matrix. If and when the disaster is approved by the President, affected citizens can register with FEMA for assistance. Assistance will be approved or denied on an individual basis.

Under the Assessment portion of the form, there are levels of damage your constituents can choose.

  • None/unaffected
  • Affected (An example is water in basements that is 6” or below and damages sheetrock.)
  • Minor (Damage from flood waters when the waterline is 18” or below in a conventionally built home or when the waterline is in the floor system of a manufactured home. For most homes, this will be the main floor living area. Water in basements isn’t applicable UNLESS there is a bedroom in the basement AND it is the primary living space for a current household resident.)
  • Major (Damage from flood water when the waterline is 18” or above in a conventionally built home or when the waterline enters the living space of a manufactured home. For most homes, this will be the main floor living area. Water in basements isn’t applicable UNLESS there is a bedroom in the basement AND it is the primary living space for a current household resident.)
  • Destroyed (significant enough damage that the home is deemed a total loss)

Important information regarding your loss:

  • The maximum FEMA Grant is $42,500. An additional $42,500 is available for contents. Additional assistance may be available in certain circumstances.
  • For more information, click on: Individual Assistance | FEMA.gov

Residents should be encouraged to always prepare for flooding, by landscaping to allow water to run away from the home and enrolling in the National Flood Insurance Program (NFIP). While this is normally required by financial institutions on homes with a mortgage, it is available to anyone. Actually, it is fairly cheap for someone to purchase who is not in the floodplain; and the insurance pays well. Several homes damaged in the 2019 and 2024 flooding were not in the floodplain. More information on NFIP can be found @ https://www.fema.gov/national-flood-insurance-program.

The National Flood Insurance Program (NFIP) uses their mapping/historical data/flooding expertise to put a flood insurance requirement on some homes after a disaster. Residents with this requirement will be notified by FEMA. Failure to comply with this requirement may result in denial of future claims.

Free Resources that can help you: 

The local Salvation Army is a great first place to start. Their crew can assist you with immediate needs following a disaster, as well as referrals to counseling services for long term recovery. They can be found @ https://centralusa.salvationarmy.org/mitchell/who-we-are/.

The American Red Cross can help you with immediate, short-term disaster assistance. They can be found @ https://www.redcross.org/local/dakotas.html.

Team Rubicon is an International non-profit disaster response organization of Veterans who can assist homeowners with debris removal, mold mitigation, and other disaster related capabilities free of charge. More information, as well as contacts, can be found @ Team Rubicon.

Christian Aid Ministries will provide Rapid Response Services and can assist homeowners with debris removal, mold mitigation, and other disaster related capabilities free of charge. More information, as well as contacts, can be found @ Christian Aid Ministries.